In this lesson, Nick Palazzolo, CPA, demystifies the calculation and significance of the Annual Percentage Rate (APR), a critical notion for anyone dealing with loans and financing. Using a real-world example of a company securing a loan, Nick breaks down the components that contribute to the APR, including periodic interest rates and various loan fees. He highlights the role of APR as a consumer protection tool, explaining its importance in providing transparency and preventing financial institutions from misleading borrowers. Whether it's a car loan or a mortgage, understanding APR is essential, and Nick ensures that this concept is clear and accessible.
Lesson: Interest Rates
Instructor: Nick Palazzolo
In this lesson, Nick Palazzolo, CPA, demystifies the calculation and significance of the Annual Percentage Rate (APR), a critical notion for anyone dealing with loans and financing. Using a real-world example of a company securing a loan, Nick breaks down the components that contribute to the APR, including periodic interest rates and various loan fees. He highlights the role of APR as a consumer protection tool, explaining its importance in providing transparency and preventing financial institutions from misleading borrowers. Whether it's a car loan or a mortgage, understanding APR is essential, and Nick ensures that this concept is clear and accessible.
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Investment Analysis
Module:
4 Concepts,
58 Lessons
Liquidity Ratios
9:01
Activity Ratios
5:18
Profitability Ratios
13:33
Debt/Leverage Ratios
3:55
Turnover Ratios
5:25
Debt Covenants
3:39
Risk and Return
2:28
Types of Risk
7:56
Risk Attitudes
4:59
Interest Rate Swap
3:01
Derivatives
4:16
Currency Conversion
7:33
Interest Rates
9:03
Capital Structure
6:54
Hurdle Rate
2:36
Spectrum of Financing
11:56
Cost of Debt
9:39
Net Present Value
19:22
NPV vs. IRR
4:04
Opportunity Cost
3:45
Economic Return
2:47
Dividends and Bonds
14:05
